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Everything You Need to know about Opay’s Refer And Earn Activity, How to join and make the most out of it

Hi guy! Welcome to another exciting day! Today I’m going to be sharing a post on Everything You Need to know about Opay Refer And Earn Activity, How to join and make the most out of it.

So if you are ready to learn and know what Opay and it’s activity is all about and how you to can benefit, then keep reading.

At the end of this post you will know everything on:

  • What Opay is.
  • How to Sign up on OPay.
  • How to Upgrade KYC (Know Your Customer).
  • How to add Money.
  • How to transfer money to friends.

So lets beging first by knowing all these..

What Is OPay All About?

OPay is an electronic mobile payment platform that allows users to pay for goods and services online using a mobile phone with the OPay App. It is a payment platformed that is targeted for Africans in particular. The App OPay belongs to Opera, Africa most used browser.

Launched in 2018 by a Norwegian and have since then gained a very popular ground and has become one of the most preferred electronic payment platform across Nigeria and Africa.

How to sign up on OPay

To learn how to sign up on OPay, follow the steps below:

1: To successfully download the OPay Application Click Here or go to your playstore on your mobile phone and search for the OPay App to download.

2: After you don with downloading and installing the App, the next thing is to tap on the App to open it.

3: Tap the Sign Up button and enter your phone number.

Make sure you are using your country code(+234) and always ommit the first digit.

4: Tap Get OTP, then key in the 6 digit OTP.

5: Tap on Confirm button to finish.

SEE ALSO: Mnr.com.ng – How to Participate, Earn and get cash back

How to Upgrade KYC

Another name for KYC is Know your Customers! So OPay would like to know all their customers that is why it is mandatory for you to Upgrade your KYC.

To learn how and everything about the Know Your Customer (KYC) read on…

The Know Your Customer (KYC) on OPay are of three levels and I will walk you through all the levels.

After you done signing up on OPay, the will automatically place you on KYC1, which is the first level of the Know Your Customers ranking.

To Upgrade to the next level KYC2, where you can be able to transfer up to N200,000 daily, you will be required to have the following:

  • Your Full Name
  • YourResidential Address
  • Your BVN

How to Upgrade KYC2 On OPay

  • Click on My Account.
  • Click on your Name Details at the top right side.
  • Then select upgrade to KYC 2 and
    fill in the necessary details and enter your BVN.
  • Click submit, and your account would be upgraded instantly.

Note: Your BVN is a complusury field as it is legally required by the Central Bank of Nigeria.

KYC3! Level 3 Or Agent Level.

To upgrade to the last face of the Know Your Customers (KYC) which is also known as their Agent level you will need to submit the following:

  • A Verified Residential Address.
  • A Proof of address, e.g Utility Bill issued withing the last 3 months, take a clear picture of it and upload using the App.
  • Means of Identification: e.g National ID card, Voter’s card, International Passport etc, upload them clearly.
  • Lastly upload a Passport Photograph.

Upload the above documents to successfully upgrade to the Last level (KYC3) Agent level.

This Upgrade request  could take up to 48hrs to be approved.

That’s all about the Know Your Customers (KYC)! Now let see how to add money to your OPay Account.

How to add Money to OPay Account

There are two ways of adding or topping money inyo your OPay wallet: Debit Card & Bank Transfer.

Debit Card: To add money through Debit Card, follow this steps:

  1. Click on Add money via the OPay App.
  2. Select the Top-up button to enter amount and confirm.
  3. Enter your card details: Card number, Expiry date and Cvv and click on confirm. The Cvv can be found at the back of your card.
  4. An OTP would be sent to your mobile phone, Enter OTP to complete the transaction.
  5. Insert a pin for verification and click done.

Bank Transfer: To add or top-up money through bank transfer, follow the steps below:

  1. Sign-in to your internet banking of your choice.
  2. Click on transfer to other banks.
  3. Type in the phone number you used in registering your OPay App.
  4. Select Paycom Nigeria limited as the beneficiary account.
  5. Type in the amount you want to transfer.
  6. Input your transaction pin to complete the process and your done.

How to Transfer Money to Friends

To transfer money with your OPay wallet to a friend, click on the transfer button and follow the process…

Now that you have learned everything about OPay, How Download, Sign-Up, Upgrade and Top-up your wallet let go further to see:

Everything You Need to know about Opay’s Refer And Earn Activity, How to join and make the most out of it.

The OPay refer and earn activity allows you and the person you’re referring earn N250 each. How? Let me explain: When someone sign-up to OPay using your referral link, you and the person you have referred earn N250 each, which is paid into your account’s cash-back.

You can use my referral link to sign-up and get your own share of N250. In other words as a new user in the refer and earn activity your bonus would be paid to your account’s cashbacks.

So you can keep referring and keep earning..

How to Join and get your N250

To join the refer and get activity which allows you and your referrals to get N250, you must complete the following task which is valid for 3 days after you sign up.

  • Sign-up on OPay 
  • Upgrade KYC
  • Add money
  • Transfer money to a friend. As simple as ABC!

I have already explained and shown you how to sign-up on OPay, how to Upgrade KYC, Add money and Transfer, so it shouldn’t be a problem to anybody. All you have to do is go back to the post and and read carefully to understand.

Note: Your Cahback reward bonus from Opay when you join the refer and earn activity can be used for: Bill payment, Electricity, Airtime subscription etc.


As you have read, OPay is a mobile payment platform that lets is users pay for goods and services online via the OPay App. For example with the OPay App installed and running on your mobile phone you can send money to your friends, buy airtime, pay for subscription and so on…

The OPay mobile payment platform has grown to become very popular in Nigeria and Africa at large and it’s regarded as one of the best App for mobile payment.

That’s all about the Opay refer and earn activity. If you have any question or contribution you can drop them on the comment form and I will respond to them.

If this article was of help to you please feel free to share it with a friend.

Don’t firget to follow me on Facebook at KDavidsblog! Untill then bye-bye.





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